Savings Products

Secure your future with our diverse range of savings solutions

Grow Your Savings with Us

At Reli Sacco, we understand that saving is the foundation of financial security. Our savings products are designed to help you achieve your financial goals, whether you’re saving for the short term or planning for the future.

Why Save with Reli Sacco?

Competitive interest rates on all savings products
Flexible savings options to suit your needs
Secure and insured deposits
Access to loans based on your savings
Convenient access through digital channels

Our Savings Products

Choose the savings option that best suits your financial goals

Holiday Savings Account

Holiday Savings makes your holiday planning that much easier. RELI’s Holiday Savings account allows you to set aside money each month so that when the time comes you can actually relax

Benefits & Features
» Minimum monthly contribution ksh 500
» Competitive rate of interest
» Maturity time is on 15th December
» withdrawable after 2 months notice

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Bosa deposits savings

The foundation of your financial journey with Reli Sacco. Start with this account to build your savings and access our loan products.

Key Features

Minimum monthly contribution: KES 1,000
Competitive interest rates
Access to loans up to 3 times your savings
Flexible deposit options
No withdrawal fees

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Current Interest Rates

Our competitive rates help your savings grow faster

Savings Product	Interest Rate (p.a.)	Terms
Regular Savings	6%	Calculated annually, paid annually
Holiday Savings	7%	Calculated on daily balances, paid at maturity
SASA Account	6.5%	Calculated quarterly, paid quarterly

*Interest rates are subject to change. Please contact us for the most current rates.

How to Open a Savings Account

Simple steps to start your savings journey with Reli Sacco

For New Members

Complete a membership application form
Provide a copy of your national ID or passport
Submit recent passport-sized photographs
Pay the membership fee of KES 1,000
Make your initial deposit (minimum KES 5,000)
Choose your preferred savings product(s)
Set up your monthly contribution method

For Existing Members

Visit our office or log in to your online account
Complete the additional account opening form
Specify which savings product you want to open
Make your initial deposit as per product requirements
Set up automatic transfers if desired
Receive your account details

Ready to Start Saving?

Visit any of our branches or contact us to open your savings account today. Our team is ready to help you choose the best savings option for your needs.

Frequently Asked Questions

Common questions about our savings products

What is the minimum amount I can save?

The minimum monthly contribution for regular savings is KES 1,000. However, different savings products may have different minimum requirements. For example, Fixed Deposits have a minimum of KES 50,000.

How is interest calculated on my savings?

Interest is calculated based on the type of savings account you have. For regular savings, interest is calculated on the average daily balance and paid annually. For fixed deposits, interest is calculated at the agreed rate for the full term and paid at maturity or at specified intervals.

Can I withdraw from my savings account anytime?

Withdrawal policies vary by account type. Regular savings accounts allow withdrawals, but you must maintain the minimum required balance. Fixed deposits have specific terms, and early withdrawal may result in reduced interest rates. Special purpose savings accounts like education or retirement savings have specific withdrawal conditions aligned with their purpose.

How do I check my savings balance?

You can check your savings balance through our mobile banking app, by visiting any of our branches, through our online banking portal, or by calling our customer service line. We also send quarterly statements to all members via email or post.

Are my savings insured?

Yes, all savings at Reli Sacco are insured through the Deposit Guarantee Fund as per SASRA regulations. This provides protection for your deposits up to the limit prescribed by law.